PT amalan international indonesia - Kota Jakarta Selatan
4.6/5
★
based on 8 reviews
Contact PT amalan international indonesia
| Address : | The Executive Centre Indonesia Lt. 18, Unit 15-19 Sampoerna Strategic Square, Jl. Jenderal Sudirman No.Kav. 45-46, RT.3/RW.4, Karet Semanggi, Kecamatan Setiabudi, Kota Jakarta Selatan, Daerah Khusus Ibukota Jakarta 12930, ... |
| Phone : | 📞 +9 |
| Postal code : | 12930 |
| Website : | http://www.amalan.com/id |
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hendrix m on Google
★ ★ ★ ★ ★ First time ,sejauh ini bagus dari penerimaan, info lengkap dan jelas, janji komitmen u membantu juga bagus dan dana juga ada tabungannya jadi jelas kemana lari uang itu. Hanya kalau chat msh lama balas responnya, maybe bisa diperbaiki. Terima kasih
 First time, so far so good from the reception, the information is complete and clear, the promise of commitment to help is also good and the funds also have savings so it's clear where the money is going. Only if the chat takes a long time to respond, maybe it can be fixed. Thank You
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Yusuf Kristianto Setiawan on Google
★ ★ ★ ★ ★ Konsultan sangat komunikatif dan dapat menjelaskan dan menjawab pertanyaan client dengan baik. Saya bertanya hal yang berulang pun tetap dijawab dengan sepenuh hati. Terima kasih amalan sudah membantu saya dalam mengatasi maslah hutang, semoga masalah hutang saya cepat lunas
Consultants are very communicative and can explain and answer client questions well. I asked the question over and over and it was answered wholeheartedly. Thank you practice for helping me in overcoming debt problems, hopefully my debt problems will be paid off quickly
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M Firdaus Ghulam Zakkiya on Google
★ ★ ★ ★ ★ sebaiknya jika hutang di bawah 10 juta sudah di infokan tidak bisa di ajukan. untuk yang mau di bantu jangan bayar dahulu ini bukannya bantu malah bikin hilang uang, harusnya saat crated utang di keterngannya tidak memenuhi untuk di ajukan karna di bawah 10 juta sedangkan saya hutang 20 juta di berbagai pinjol tidak dapat di bantu ! saya sudah bayar chat wa slow respon sekali
it's better if the debt is below 10 million already informed it can't be submitted. For those who want to be helped, don't pay first, instead of helping, you will lose money, it should be when the crated debt in the statement doesn't meet the requirements to be submitted because it's under 10 million while I owe 20 million in various loans, I can't help! I have paid for chat wa very slow response
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Andre Suharputra on Google
★ ★ ★ ★ ★ Very helpful
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Arief darmawan Widiyanto on Google
★ ★ ★ ★ ★ Very good and very professionalism, I hopes my debt can be finished very soon with Amalan. Thank you so much..
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Rado Alfian on Google
★ ★ ★ ★ ★ amalan sounds good in Bahasa Indonesia, "good fruit for what you have done". But as nobody wants to pick a bad name for reputation you can expect differently while working there.
1. There is no trust between management and employees. Employees are forced to work with a computer that is strict-configured (monitored) and with screen capture application works all the time when you're on duty. The snapshots are evaluated day by day by upper management.
2. Management never listens to employees. The customer consultants are asked frequently: what's wrong with our success fee data? Why we don't generate success fee more than this? The employees have explained this thing all the time. Customers don't have money to pay their loans so how we expect them to pay our fees? There is no difference between going to bank directly and going to amalan, even so with amalan it's more expensive because customer needs to pay success fee - there is no additional success fee when you're dealing with the bank.
3. amalan doesn't work officially with the banks. Yes, they say they work with almost all big lenders and banks in Indonesia. In fact, all of them are in unofficial capacity. amalan just send you paperwork as contract and power of attorney to get your consent to throw your data to third party (Including Debt Collector company of course).
4. According to OJK customer's data must be placed in Indonesian data center. amalan doesn't have it. All of customers data are stored on Salesforce which we know there is no way Salesforce give you Indonesian IP address to allow you pass the OJK requirements.
5. amalan is using escrow account opened on behalf of your name. Again according to OJK regulations, amalan cannot store your money more than 48 hours but they keep your money on escrow, doesn't allow you to take it back without proper explanations, if you have better offer from the bank directly or competitor, you won't get your money back easily (they will explain this is to keep your money guarded and stored safely to guide you reach debt-free goal). Or if you are lucky then your data will be transferred to Debt Collector.
My advice for people that have debt burden, please do your best negotiate with the bank, cooperate with them, never trust payment to Debt Collector, asking for contact from the bank so you can easily get it sorted out with them.
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Brillianti Faustina on Google
★ ★ ★ ★ ★ I like to have maintain my business with PT Amalan International, therefore even though I haven't finalized my burdened, PT Amalan International had taught me many things to stay focus, keep calm and self management to overcome the DC's. So until this time I get used to it and stay calm, and still I have to enforce my self to finalized the burdened. Thank you PT Amalan International, nice to have you as a financial partner.
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Truth Finder on Google
★ ★ ★ ★ ★ I've been joining Amalan program for just 2 months, that's July 2020, the moment when non performing loan was about to reach its peak in Indonesia.
The registration, documents submission, chats, emails, conversation by phone, follow ups were a swift and are handled very professionally until now! (considering that I have NPLs at 6 different banks (you read it correctly, six!)
Amalan helps me tremendously focus only on the essence/important matter during this difficult moment: finding (extra) income to pay off my debts, while leaving them handle the 'noise' from the banks and their 3rd parties. This gives me even more willingness, energy and strength to sort out my debts ASAP. I believe it's reciprocating act. Price scheme is very fair considering what they've done.
If there are 2 keywords to summarize my experience with Amalan so far, that would be: 'peace of mind' and 'safe'. Amalan is on the side of the lenders/debtors. The light shines brightest in the darkest moments, and this is it..
This is an honest review from an actual client and I'm still a client right now.
~ TF ~
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